Financing

When you sit down at closing, you'll sign what probably will be the most important financial document of your life - your mortgage loan contract. Obtaining your mortgage and getting the best possible mortgage terms at the lowest possible money-savings rate (you could save thousands of dollars), can be a little tricky. That's where your caring Hogan Homes Sales Counselor comes in because he or she will guide and assist you through the entire mortgage process.

HOME BUYING IN 4 EASY STEPS

1. SELECT a lender. Your Hogan Homes Sales Counselor will narrow the selection for you to those specific lenders who provide exceptional service and the programs that meet your needs
2. CHOOSE the right mortgage. Your Hogan Homes Sales Counselor will guide you to the perfect mortgage; the one that best fits your budget
3. COMPLETE your mortgage application package and submit it to your lender
4. PROVIDE your W-2's for the past two years, a pay stub for your most recent month, and three months'; bank statements along with other information your lender may require

Your lender will verify the information you provide and come to a decision regarding your mortgage. When your mortgage is approved, you will establish a settlement date based on the completion of your new home.

As you can see, getting a great mortgage is not just a matter of sitting down by yourself with a calculator and guessing how much your monthly payments will be. So, why not allow the person most adept at helping you finance your dream home - your caring Hogan Homes Sales Counselor - help you. It's the best professional guidance you can get and it's exclusive to the Hogan Home buyer.